QUICK & EASY ONLINE LOANS

Borrow $300 up to $1500 in 1 hour

No credit checks

Funded in 1 hour or less

15 minutes to apply

Reimburse over 3 to 7 months

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You've come to the right place for GREAT SERVICE

Quick Online Loan Application

Have an emergency or just need funds quickly? Customers can get funds deposited directly into their account within the hour of receiving notification of approval by text message or email.

Fast & Easy Approval

Treat yourself to a simplified borrowing experience. It takes less than 10 minutes to apply online. Agents are available to assist you through the process should you have any issues.

Safe & Private Loan

Apply with peace of mind. Our application is completely secure and none of the information you provide is shared with 3rd parties that aren’t directly involved in the application process.

QUICK ONLINE LOANS IN CANADA

Flexible Repayment Terms

The minimum period for repayment of any amount borrowed is of 90 days. The maximum period for repayment is 210 days. This can be extended according to the terms of the contract. A client may also, at their sole discretion, reimburse the full amount at any time and have a discount on fees.


If you were to take the cost to borrow including all the fees and express them as an annual percentage rate, the minimum APR for the extended credit is 120% and the maximum APR is 275%.


For example, if you were to borrow $900 and were paid weekly, you would make 19 payments of $73.52 for a total of $1396.80 over five months. That is a total cost of $496.80 all fees included.

You have questions? Here is some INFORMATION

Eligibility Criteria

Our base criteria are to have a steady income and be 18 years of age or older.


Certain government benefits programs aren't eligible.

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Interest Rates and Fees

On average, the amount borrowed will bear 18% interest annually, excluding guarantor fees.


Brokerage fees vary according to the amount borrowed and time paid back, from $15 to $56 per hundred borrowed and amounts to an APR that varies from 120% to 275% all fees included.

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Required Documents

No documents are needed if you use online banking.


Otherwise: A pay stub, void cheque, 30-60 days of banking and a picture of a photo id you can send by email or fax.

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Brokers Lamina Online Loans Amounts

Sample loan amounts and loan repayments

Here are a few examples of the amounts paid depending on your income deposit frequency and amount borrowed:

- 7 weekly payments: 66,20$

- 4 biweekly payments: 115,05$

- 2 monthly payments: 228,00$

- 12 weekly payments: 63,64$

- 6 biweekly payments: 127,42$

- 3 monthly payments: 255,81$

- 19 weekly payments: 81,23$

- 10 biweekly payments: 154,68$

- 5 monthly payments: 310,75$

A couple applying for a loan online

Brokers Lamina is an online loan agency that works directly with lenders.

We differentiate ourselves by the variety of online loan amounts offered and are proud to offer Canadians a smart alternative to online payday loans.

Apply today!

FAQ   Online Loans for Canadians with Brokers Lamina

  • What are Online Loans at Brokers Lamina?

    Online Loans are quick and convenient financial solutions designed to provide Canadians with fast access to funds when they need them the most. These loans can be applied for and managed entirely online.

  • How do Online Loans work at Brokers Lamina?

    The process is simple. Fill out our online application, get a quick approval decision, and receive the funds directly into your account within an hour. Repay over a period of 3 to 7 months.

  • What makes Brokers Lamina Online Loans unique?

    We stand out by offering a wide range of loan amounts, from $300 to $1500, and provide an intelligent alternative to traditional payday loans, like an all-in-one hybrid short-term and payday loan. We focus on transparency, flexibility, and affordability.

  • Do I need good credit to qualify for an Online Loan in Canada at Brokers Lamina?

    No, we offer no-credit-check loans. Your eligibility is primarily based on having a steady income and being 18 years of age or older.

  • How much interest do your loans carry?

    On average, our loans carry 18% interest annually (excluding guarantor fees). Guarantor fees range from $15 to $56 per hundred borrowed, resulting in an APR between 120% and 275%, inclusive of all fees.

  • What documents do I need to apply for an Online Loan?

    If you use online banking, no documents are required. Otherwise, you may need a pay stub, void cheque, 30-60 days of banking statements, and a photo ID.

  • Are there any hidden fees?

    No hidden fees. We are committed to transparency. All fees, including brokerage fees and interest, are clearly disclosed to you before you agree to the loan terms.


  • Can I pay off the loan early?

    Yes, you have the flexibility to repay the full amount at any time, with a discount on fees.

  • How quickly can I get the funds in my account?

    We strive for swift processing. Once approved, the funds are typically deposited into your account within an hour.

  • How do I apply for an Online Loan at Brokers Lamina?

    Applying is quick and easy. Simply fill out our online application, and our agents are available to assist you throughout the process if needed.

Other Questions?

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Customer Review

They trusted us. Find out what they have to say about Brokers Lamina.

Customer Review

They trusted us. Find out what they have to say about Brokers Lamina.