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Short-Term Loans Canada

15 minutes to apply

No credit checks

Funded in 1 hour or less

Reimburse over 3 to 7 months

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Quick Online Loan Application

Have an emergency and need funds yesterday? Don't fret; emergency expenses come up, and we're here to help. First-time customers approved for a short-term loan can receive funds overnight within 12 hours, and returning customers can receive funds within the hour. Reach out to our helpful short-term loans Canada team for more information.

Fast & Easy

Treat yourself to a simplified loan borrowing experience with one of the best short-term lenders. It takes less than 10 minutes to apply online. Agents are available to assist you through the process should you have any issues.

Safe & Private

Apply for loans with peace of mind and security. Our application is completely secure, and none of the information you provide is shared with third parties who aren’t directly involved in the application process.

Depending on the loan borrowed...

The minimum repayment period for any amount borrowed is 90 days, and the maximum is 210 days. This can be extended according to the terms of the loan payment contract. At their sole discretion, a client may also reimburse the full amount of the loan at any time and receive a discount on payment fees.

If you were to take the cost of borrowing, including all the fees, and express it as an annual percentage rate, the minimum APR for the extended credit would be 120%, and the maximum APR would be 275%.

For example, if you were to borrow $900 and were paid weekly, you would make 19 payments of $73.52 for a total of $1396.80 over five months. That is a total cost of $496.80, with all fees included.

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Need more information?

Criteria

Our base criteria are to have a steady income and be 18 years of age or older.

Certain government benefits programs aren't eligible.

Interests and Fees

On average, our borrowers approved for short-term loans in Canada will have a 30% interest rate annually, excluding brokerage fees.

Brokerage fees vary according to the amount of the loan and time paid back, from $15 to $52 per hundred borrowed, and amount to an APR that varies from 120% to 275%, with all fees included.